Bankohana Checking
Get more with Bankohana. $400 more!
Earn a $400 bonus and other perks when you open a new Bankohana II or III checking account and make Qualifying Direct Deposits.
Bankohana gives you more.
Enjoy the benefits of premium banking, starting with a $400 bonus when you open a new Bankohana II or III checking account and make $3,500 in total Qualifying Direct Deposits within 60 days of opening your account.1
Here’s how it works
- Open
Open a new Bankohana Level II or III checking account. - Set up your direct deposit
Make Qualifying Direct Deposits totaling $3,500 or more within 60 days of opening your account. - Get rewarded
Receive your $400 bonus within 120 days from account opening when you meet the qualifying requirements.
Get started
Start enjoying premier benefits today. Open your account online or at a branch near you.
Bankohana Level II
- Complimentary Bankoh Collection Series checks
- Bankohana preferred interest rates
- Complimentary notary services and cashier’s checks
- Waived monthly service fee with $20,000 in combined
Bankohana balances2
$500 minimum opening deposit
Bankohana Level III
- Enjoy Level II benefits, plus Level III Bankohana benefits
- Fees waived on non-Bank of Hawaii ATMs
- Earn HawaiianMiles using the Bank of Hawaii Black Visa® Debit Card
- Waived monthly service fee with $50,000 in combined
Bankohana balances2
$500 minimum opening deposit
Connect with a specialist
Choose from in-person or phone appointments at a time and location that’s convenient for you.
Here’s what you need to know
Bankohana Level II Checking
Bankohana II checking accounts make your hard-earned money work even harder for you with higher interest rates and special features.
What you get:
- Enjoy Bankohana Level I benefits, plus Level II Bankohana benefits
- Complimentary Bankoh Collection Series checks
- Bankohana preferred interest rates
- Fees waived on notary services and cashier checks
- Discounted monthly service fee for a Bankoh Hawaiian Airlines® Visa® Debit Card.
What you need:
- $500 minimum opening deposit.
- $20,000 combined balance requirement in qualifying related accounts to avoid monthly service fee of $20.
- Accounts opened online are only available to applicants with a physical address in the 50 United States, Guam, Saipan, Palau or American Samoa (for existing customers).
Learn more about Bankohana II checking accounts
To view preferred interest rates, visit the consumer checking & savings rate sheet
Bankohana Level III Checking
Bankohana III checking accounts reward you with a host of valuable features and fee waivers in one easy-to-manage package. It’s the account that unlocks more with higher balances.
What you get:
- Enjoy Bankohana Level II benefits, plus Level III Bankohana benefits
- Fees waived on non-Bank of Hawaii ATMs
- Complimentary Bankoh Collection Series checks
- Bankohana preferred interest rates
- Monthly service fee waived for an exclusive Bank of Hawaii Black Visa®Debit Card with HawaiianMiles®or Bankoh Hawaiian Airlines® Visa® Debit Card.
What you need:
- $500 minimum opening deposit.
- $50,000 combined balance requirement in qualifying related accounts to avoid monthly service fee of $30.
- Accounts opened online are only available to applicants with a physical address in the 50 United States, Guam, Saipan, Palau or American Samoa (for existing customers).
Learn more about Bankohana III checking accounts
To view preferred interest rates, visit the consumer checking & savings rate sheet
Who is eligible for this promotion?
Any new or existing Bank of Hawaii customer is eligible for this promotion when they open a new Bankohana II or III checking account.
This promotion is limited to one bonus per account per customer. If any owner of a checking account has already received a bonus, any other checking account owned by account owner will not qualify.
Can I participate in this promotion when I open my account at a Bank of Hawaii branch?
Yes, you may participate in this promotion when you open your account online or in-branch. Ready to open your account in branch? Book an appointment.
What is considered a Qualifying Direct Deposit?
Qualifying Direct Deposits are defined as incoming ACH credits which can include electronic deposits made from an employer or another payer, such as salary, pension, or Social Security benefits. The deposit method is determined by the sender of the credit and Bank of Hawaii will rely on this information to determine a Qualifying Direct Deposit.
The following types of transactions are examples of what is not considered Qualifying Direct Deposits:
- Peer-to-peer transfers processed as an ACH credit (such as Venmo, PayPal, etc.)
- Zelle
- Deposits made at a teller, ATM, or through the Bank of Hawaii mobile app
- Internal transfers from another Bank of Hawaii account
- Incoming wires
How do I set up direct deposit?
Setting up direct deposit is quick and easy. Visit our Direct Deposits page for more information.
How will the I receive the $400 bonus if I qualify for this promotion?
The $400 bonus will be applied to your Bankohana II or III checking account as a statement credit. Your account must be in good standing and open at the time of credit.
I participated in this promotion. When will I see the $400 bonus in my account?
Those who qualified for the promotion will see the statement credit applied to their Bankohana II or III account within 120 days of their account opening date.
Will I receive a 1099 if I participate in this promotion?
Yes, you will receive a 1099-INT for the value of the $400 bonus.
1 Eligibility
To be eligible for the $400 bonus, you must open a new Bankohana Level II or Bankohana Level III Checking account (“Account”) on or after March 11, 2024 HST and have $3,500 in total Qualifying Direct Deposits within the first 60 days of your Account’s open date. Upgrading an existing checking account to a Bankohana II or III account will not qualify for this $400 bonus. See the Qualifying Direct Deposit section below for the definition of a Qualifying Direct Deposit.
If qualifications are met, a bonus will be applied directly to your Account within 120 days of your Account’s open date. Your Account must remain open as a Bankohana Level II or Bankohana Level III Checking account and be in good standing at the time of the bonus award. If your Account type is changed or if your Account is closed before the bonus is awarded, you will not receive the bonus. Limit one bonus per account per customer. This offer is available from March 11, 2024 HST and subject to change without prior notice.
Qualifying Direct Deposit
Qualifying Direct Deposits are defined as certain incoming ACH credits which can include electronic deposits made from your employer or another payer, such as your salary, pension, or Social Security benefits. The deposit method is determined by the sender of the credit, and Bank of Hawaii (“the Bank”) will rely on this information to determine a Qualifying Direct Deposit. The Bank has sole discretion to determine what a Qualifying Direct Deposit is for purposes of this promotion.
The following types of transactions are examples of what is not considered Qualifying Direct Deposits:
- Peer-to-peer transfers processed as an ACH credit (such as Venmo, PayPal, etc.)
- Zelle
- All Initial funding of Bankohana II or III accounts
- Deposits made at a teller, ATM, or through the Bank of Hawaii mobile app
- Internal transfers from another Bank of Hawaii account
- Incoming wires
1099 Issuance
A 1099-INT form will be issued from Bank of Hawaii to the primary accountholder for the $400 bonus applied to your Account. You are responsible for any and all taxes and fees associated with the credit awarded from this promotion.
About Your Bankohana Checking Account
The minimum balance to open an Account is $500. The variable Annual Percentage Yield (APY) is 0.01% for balances less than $50,000 and 0.02% for balances $50,000 or greater. APY is accurate as of 3/21/2024 for State of Hawaii and 3/22/2024 for Saipan, Guam, and Palau and can change at any time. Fees may reduce earnings. For Bankohana Level II Checking accounts, a Combined Balance of $20,000 is required to avoid the $20 Monthly Service Fee. For Bankohana Level III Checking accounts a Combined Balance of $50,000 is required to avoid the $30 Monthly Service Fee. Accounts closed within 180 days will be assessed an early closing fee of $70. For further details on these accounts, please see the Outline of Basic Terms & Conditions, Consumer Checking and Savings Account Fee Schedule, and Bankohana Addendum available at a branch or at boh.com/agreements.
2 For a full list of accounts that may be used to meet the combined balance requirement, review the Bankohana Benefits and Requirements document.
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