More ways to help you bank.

Whether you value simplicity, convenience or earning interest, we have a bank account that’s right for you.

Compare our checking accounts

Convenience Checking
  • Most popular
  • Check writing
Convenience Checking
EASE by Bank of Hawaii
Bankohana Level I Checking
Bankohana Level II Checking
Bankohana Level III Checking
  • Most popular
  • Check writing
  • No overdraft fees
  • No check writing – avoids bounced checks
  • Exclusive Bankohana benefits
  • Complimentary Bankoh Collection Series Checks
  • More exclusive Bankohana benefits
  • Complimentary Bankoh Collection Series Checks
  • The most exclusive Bankohana benefits
  • Complimentary Bankoh Collection Series Checks
Minimum opening deposit
$25
$25 $25 $500 $500 $500
Monthly service fees
$3.25
through 9/30/2024 and will increase to $5 beginning 10/1/2024. Learn more about available monthly service fee waivers1.
$3.25
through 9/30/2024 and will increase to $5 beginning 10/1/2024. Learn more about available monthly service fee waivers1.
$3.25
Learn more about available monthly service fee waivers1.
$15
or waived if $6,000 combined balance requirement is met2
$20
through 9/30/2024 and will increase to $25 beginning 10/1/2024. Waived if $20,000 combined balance requirement is met2
$30
or waived if $50,000 combined balance requirement is met2
Check writing

Yes

Yes

No

Yes

Yes

Yes

Bankoh Collection Series checks

Fee applies

Fee applies

N/A

Complimentary

Complimentary

Complimentary

Bankoh Hawaiian Airlines® Visa® Debit Card
$3
per month, per card
$3
per month, per card

N/A

$3
per month, per card
$1
per month, per card

Fee waived

Notary services

Fee applies

Fee applies

Fee applies

Fee applies

Fee waived

Fee waived

Cashier’s Checks
$12
$12 $12 $12

Fee waived

Fee waived

Preferred foreign exchange rates3

No

No

No

Yes

Yes

Yes

Annual safe deposit box rental discount

None

None

None

$15 off $30 off $30 off
Bankoh Home EquityLine Annual Fee
$100
$100 $100 $100 $100

Fee waived

Discounted Fee on your new residential mortgage

None

None

None

None

None

$100 off
Bankoh CoverCheck

Fee applies

Fee applies

N/A

Fee waived
for the account tied to your Bankohana Checking account4
Fee waived
for the account tied to your Bankohana Checking account4
Fee waived
for the account tied to your Bankohana Checking account4
Interest bearing

N/A

N/A

N/A

Yes

Yes

Yes

Compare our checking account rates

See the annual percentage yields (APY) for all our accounts.

1 Please refer to the Consumer Checking and Savings Account Fee Schedule for applicable fees.

2 For a full list of accounts that may be used to meet the combined balance requirement, review the Bankohana Benefits and Requirements document.

3 Subject to availability. Preferred foreign exchange rates only available in the state of Hawaii, and only apply to your purchase of foreign currency.

4 Application and credit approval required.

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Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.

Opening an account is fast and easy.

You'll need to have these pieces of information ready before you get started:

  • Name, social security number, date of birth (all applicants)

  • Phone number and email address

  • The bank routing number and account number to fund your account

If you’d like to take advantage of our Online Checking Promotion, remember to fund your new checking account with an initial deposit of at least $500 and make your Qualifying Direct Deposits within 60 days of account opening.

If you’d like to skip this special offer, funding requirements may vary.

If you’re an existing Bank of Hawaii customer, you'll want to enter your online banking login (or your debit card and PIN) on the next screen.