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Time Deposits

Lock in a great rate for a term that suits your needs.

How To Open An Account Open an account at your local branch.

About this account:

Also known as a certificate of deposit, a Bank of Hawaii Time Deposit Account (TDA) is a safe, secure way to earn higher interest on your savings for a fixed period of time.

If you know exactly how long you can invest your money before you need it back, this could be the ideal savings vehicle for you.


You’ll earn a fixed rate of interest, guaranteed for the entire period your money is invested. And if you’re a Bankohana customer, you can earn premium TDA rates. See rate sheet for current APY.

Investment periods range from one (1) month to 60 month terms. Early withdrawal penalties apply. This penalty may reduce earnings.

Subject to change without notice.