2025 Annual Report
People. Place. Promise.
Chairman's Message
“2025 marked the final full year of my service as Chairman and Chief Executive Officer at Bank of Hawaii. As announced in February 2026, I will retire on March 31, 2026, after 16 fulfilling years as CEO. As I conclude my last financial quarter at the bank, I am deeply grateful that my 33-year career at Bank of Hawaii has been defined by purpose, progress and shared accomplishments.”
–Peter S. Ho
Chairman and CEO, Bank of Hawaii
2025 Financial Results
Relative Stock Price Performance
Bank of Hawaii Corporation / Bank of Hawaii (As of Dec. 31, 2025)
Financial Summary
Year in Review
Strengthening Connections Across Our Communities
In 2025, Bank of Hawaii advanced its ongoing commitment to the people and places we serve through major branch investments, digital enhancements, and community partnerships.
Our Community
Helping Our Communities Thrive
We believe that when our communities flourish, we all do. Through Bank of Hawaii Foundation and our Live Kokua programs, we invest in local nonprofits and community partners whose work creates lasting, positive change across the islands and the Pacific.
Our Employees
Enhancing Our Employee Experience
This year, we continued to elevate how our teams work, empowering employees with new learning opportunities designed to enrich their day-to-day experience.
Client Profiles
As of Dec. 31, 2025
Executive Committee
The Bank of Hawaii Executive Committee represents the major functions of the bank and is accountable for its overall strategy and performance.
First row, vertically: Peter S. Ho, Taryn L. Salmon, Bradley S. Satenberg. Second row: Sharlene R. Ginoza-Lee, Matthew K.M. Emerson, Kristine R. Stebbins. Third row: James C. Polk, Patrick M. McGuirk, Marco A. Abbruzzese, S. Bradley Shairson, Guy C. Churchill.
Peter S. Ho
Chairman and Chief Executive Officer
James C. Polk
President and Chief Banking Officer
Marco A. Abbruzzese
Vice Chair and Senior Executive Director
Wealth Management
Matthew K.M. Emerson
Vice Chair and Chief Retail Banking Officer
Patrick M. McGuirk
Vice Chair and Chief Administrative Officer,
General Counsel & Corporate Secretary
Taryn L. Salmon
Vice Chair and Chief Information and Operations Officer
Bradley S. Satenberg
Vice Chair and Chief Financial Officer
S. Bradley Shairson
Vice Chair and Chief Risk Officer
Guy C. Churchill
Senior Executive Vice President and Chief Credit Officer
Sharlene R. Ginoza-Lee
Senior Executive Vice President and Chief People Officer
Kristine R. Stebbins
Senior Executive Vice President and Chief Marketing Officer
As of Dec. 31, 2025
Operating Committee
The Bank of Hawaii Operating Committee is comprised of 20 leaders representing corporate staff functions from various business segments who are responsible for the daily operations of the bank.
Eric Chen
Executive Vice President,
Executive Director of Enterprise Data & Policy Governance
Ryan A. Field
Executive Vice President,
Chief Information Security Officer & IT Risk Manager
Natalie P. Fogle
Executive Vice President,
Executive Director Real Estate & Facilities
Jill F.S. Higa
Senior Executive Vice President,
Senior Executive Director Branch Banking & Contact Center
Torrie M. Inouye
Executive Vice President,
Chief Data Officer
Joy Ishiara
Executive Vice President,
Executive Director Brand & Integrated Marketing
Vance H. Jones
Executive Vice President,
IT & Operations Business Risk Executive
Roger J. Khlopin
Executive Vice President,
Chief Investment Officer & Director Investment Management Services
Jennifer M. Lam
Senior Executive Vice President,
Chief Compliance & Fiduciary Officer
Ryson I. Matsumura
Executive Vice President,
Executive Director Operations,
Collections & Recovery
Kimarie P. Matthews
Executive Vice President,
Executive Director Contact Center & Customer Engagement
James K.M. Moniz
Executive Vice President,
Executive Director Mortgage Banking
Lacey M. Nakaguma
Executive Vice President,
Chief Audit Executive
Shauna M. Pantohan
Senior Vice President,
Director Culture & Employee Experience
Michelle T. Sato
Executive Vice President,
Executive Director Retail Products & Segmentation
Dana S. Takushi
Senior Executive Vice President,
Senior Executive Director
of The Private Bank
Melissa A. Torres-Laing
Senior Vice President,
Director Corporate Communications
Aretina C. Trepczyk
Executive Vice President,
Executive Director Enterprise & Operational Risk
Luke W.T. Yeh
Senior Executive Vice President,
Senior Executive Director Credit Risk Analytics
Dirk K. Yoshizawa
Senior Executive Vice President,
Commercial Banking Group Manager
Bank of Hawaii Corporation / Bank of Hawaii
As of Dec. 31, 2025
As of Dec. 31, 2025
Board of Directors
Board of Directors (seated from left): Raymond P. Vara, Michelle E. Hulst, Peter S. Ho, Alicia E. Moy and Kent T. Lucien. Standing from left: John C. Erickson, Elliot K. Mills, Suzanne P. Vares-Lum, Dana M. Tokioka, Victor K. Nichols, Robert W. Wo and Joshua D. Feldman.
Peter S. Ho
Chairman and Chief Executive Officer,
Bank of Hawaii Corporation and Bank of Hawaii
Raymond P. Vara
Lead Independent Director President and Chief Executive Officer,
Hawaii Pacific Health
John C. Erickson
Former Vice Chairman,
Union Bank
Joshua D. Feldman
President and Chief Executive Officer,
Tori Richard, Ltd.
Michelle E. Hulst
Strategic Advisor,
GumGum
Kent T. Lucien
Retired Vice Chair and Chief Strategy Officer,
Bank of Hawaii Corporation and Bank of Hawaii
Elliot K. Mills
Chief Executive Officer,
Hawaii Hospitality Group
Alicia E. Moy
President and Chief Executive Officer,
Hawaii Gas
Victor K. Nichols
Chairman,
Make-A-Wish International
Dana M. Tokioka
Vice President,
Atlas Insurance Agency, a Marsh & McLennan Agency LLC Company
Suzanne P. Vares-Lum
Director,
Daniel K. Inouye Asia Pacific Center for Security Studies
Robert W. Wo
Owner and Director,
C.S. Wo & Sons, Ltd.
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