Reach your possible with our New Money Special CD
Whatever you’re saving for, we can help.
Earn 3.15% APY1 with our 6-month Bankohana New Money Special CD
Saving for something or someone special? Open your CD with as little as $5,000 from another financial institution.
Ready to get started?
Open In-Branch
Earn 3.15% APY1 on a 6-month Bankohana New Money Special CD with a minimum balance and qualifying deposit of $5,0002.
Open Online
Earn 3.15% APY1 on a 6-month Bankohana New Money Special CD with a minimum balance and qualifying deposit of $5,0002.
Consult with a Specialist
Looking for other options or not sure which CD is right for you? We’re here to help!
*Bank of Hawaii Time Deposit Account
1 Annual Percentage Yield (APY) are as of 9/17/2025 in the State of Hawaii and as of 9/18/2025 in Guam, Saipan, and Palau and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received. Online opened CDs have an estimated APY; the APY is subject to change and may be lower if the account is funded at a later date. New Money Special rates are not combinable with other specials. New Money Special rate applies to the initial term of the CD. CD renews at the Promo rate for one term before renewing into the Standard rate. Rates not applicable to retirement accounts. If you do not have an existing Bankohana checking account, one is required and can be opened with a minimum deposit of $500 at the time of CD opening. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. Some restrictions apply.
2 Must be opened in the amount of $5,000 - $24,999.99, funded entirely from another financial institution via official check, an incoming wire, ACH credit or online banking external transfer, made in a single deposit.
Certificate of Deposit Rates
- Bankohana New Money Special CD
- Regular New Money Special CD
| Minimum balance and qualifying deposit of $5,000 - $24,999.994 |
|
Minimum balance and qualifying deposit of $25,000 - $99,999.995 |
|
Minimum balance and qualifying deposit of $100,000 or more6 | |
|---|---|---|---|---|---|
|
3 Month APY3 |
— |
3.15% |
3.15% |
||
|
6 Month APY3 |
3.15% |
3.15% |
3.15% |
||
|
12 Month APY3 |
3.05% |
3.05% |
3.05% |
3 Annual Percentage Yield (APY) are as of 9/17/2025 and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received. Online opened CDs have an estimated APY; the APY is subject to change and may be lower if the account is funded at a later date. New Money Special rates are not combinable with other specials. New Money Special rate applies to the initial term of the CD. CD renews at the Promo rate for one term before renewing into the Standard rate. Rates not applicable to retirement accounts. If you do not have an existing Bankohana checking account, one is required and can be opened with a minimum deposit of $500 at the time of CD opening. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. Some restrictions apply.
4 Must be opened in the amount of $5,000 - $24,999.99, funded entirely from another financial institution via official check, an incoming wire, ACH credit or online banking external transfer, made in a single deposit.
5 Must be opened in-branch with a minimum amount of $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit. Must be opened online with $25,000 - $99,999.99 funded entirely from another financial institution via online banking external transfer, made in a single deposit.
6 Must be opened in-branch with $100,000 or more with at least $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, made in a single deposit.
| Minimum balance and qualifying deposit of $5,000 - $24,999.994 |
|
Minimum balance and qualifying deposit of $25,000 - $99,999.995 |
|
Minimum balance and qualifying deposit of $100,000 or more6 | |
|---|---|---|---|---|---|
|
3 Month APY3 |
— |
3.05% |
3.15% |
||
|
6 Month APY3 |
3.05% |
3.05% |
3.15% |
||
|
12 Month APY3 |
2.65% |
2.65% |
3.05% |
3 Annual Percentage Yield (APY) are as of 9/17/2025 and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received. Online opened CDs have an estimated APY; the APY is subject to change and may be lower if the account is funded at a later date. New Money Special rates are not combinable with other specials. New Money Special rate applies to the initial term of the CD. CD renews at the Promo rate for one term before renewing into the Standard rate. Rates not applicable to retirement accounts. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. Some restrictions apply.
4 Must be opened in the amount of $5,000 - $24,999.99, funded entirely from another financial institution via official check, an incoming wire, ACH credit or online banking external transfer, made in a single deposit.
5 Must be opened in-branch with a minimum amount of $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, additional funds may be included from an existing Bank of Hawaii account, made in a single deposit. Must be opened online with $25,000 - $99,999.99 funded entirely from another financial institution via online banking external transfer, made in a single deposit.
6 Must be opened in-branch with $100,000 or more with at least $25,000 funded from another financial institution via official check, an incoming wire, or ACH credit, made in a single deposit.
Connect with a specialist
Send us a message, and our team will contact you by the next business day.
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Opening an account is fast and easy.
CD Specials must be entirely funded from another financial institution when opened online. The rate applied to your CD special is based on the published rate in effect on the day we receive your opening deposit. Based on the funding method you choose, that can take up to 14 business days.
If you’re an existing Bankohana customer, please enter your online banking login (or your debit card and PIN) on the next screen.
Please ensure you have the bank routing number and account number to fund your new account. If you don’t already have a Bankohana checking account, you’ll be prompted to open one during the account opening process.
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Please try again later. For urgent requests, contact Customer Service.
We’re upgrading our appointment system!
Self-service appointment scheduling is temporarily unavailable while we work on an important upgrade. If you need immediate assistance, please visit a branch during regular business hours or contact our Customer Service Center to schedule an appointment. Customer Service Specialists are available from 7 a.m. to 7 p.m. HST, 7 days a week. To find a branch near you, visit boh.com/locations.
In Hawaii, you can reach us at 808-643-3888. If you're in the U.S. Mainland or Canada, please call 1-888-643-3888. For those in Guam and Saipan, dial 1-877-553-2424. And in Palau, you can contact us at 1-680-488-3338.
Mahalo for your patience during this time.
