In U.S. Mainland and Canada
In Guam and Saipan
“Phishing” (pronounced “fishing”) is a scam that uses fraudulent e-mail messages to trick consumers into disclosing their credit card, bank account, and/or Social Security numbers, as well as passwords and other sensitive information.
Fraudsters scour the Internet in newsgroups, forums, blogs, contest entries, etc. to build lists of addresses. They send out e-mails pretending to be from businesses that consumers deal with on a regular basis, such as banks and credit card companies. Recipients could be be both customers and non-customers of legitimate businesses. The e-mails often direct the consumer to “update” or “validate” their information to keep their accounts active via a fraudulent website that looks similar to (or exactly like) the legitimate business. Unknowingly, consumers submit their financial information – not to businesses – but to the scammers, who use it to order goods and services and to obtain credit.
Clicking on a link from a fraudulent e-mail will lead you to website that looks similar to (or exactly like) a Bank of Hawaii website. The log on screen captures your user name and password, while subsequent screens will ask for personal and or account information.