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Mortgages > Products & Programs > Fixed Rate Mortgage

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A Bank of Hawaii Fixed Rate Mortgage (FRM) is a fixed rate loan with level principal and interest payments over the life of the loan.


  • Offers fixed monthly principal and interest payments for the term of the loan
  • No prepayment penalty
  • Owner-occupant, second home, and investment purchases

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*#1 in total dollars and numbers of loans made in the State of Hawaii.

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2018. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2018. Information is deemed reliable but not guaranteed.

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Certain requirements and restrictions apply. Subject to loan approval.