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EASE by Bank of Hawaii

The account for everyone that's
loaded with benefits, not fees like pre-paid bank cards.

Open a new account

At Bank of Hawaii, we want you to bank with ease, not fees. That’s why we created EASE by Bank of Hawaii®. Unlike reloadable pre-paid cards that are loaded with fees, with EASE by Bank of Hawaii, you can make purchases using your Visa® Debit Card, add or get cash at Bank of Hawaii ATMs with no fees. Enjoy convenient online and mobile banking and even use it with mobile wallets. Best of all, EASE by Bank of Hawaii has no overdraft fees, no minimum balance requirement, and waived monthly service fee with enrollment of online statements. So build your better tomorrow with EASE by Bank of Hawaii.

Build your better tomorrow with EASE by Bank of Hawaii.

Features:

  • No Overdraft fees 
  • No minimum balance requirements
  • Waived monthly service fee with enrollment of online statements
  • $25 to open
  • Easy to qualify for this account 
  • No check writing - helps avoid bounced checks
  • Free 24/7 Bankoh by Phone
  • Free 24/7 e-Bankoh Online Banking1
  • Free 24/7 e-Bankoh Mobile Banking
  • Add or get cash at Bank of Hawaii ATMs with no fees

Cost Comparison:

Prepaid Cards ++ EASE by Bank of Hawaii
Opening Account Cost $1.00 - $3.95 to purchase the card $0*
*A minimum opening deposit of $25 is required.
Load Amount $1 - $500 No limit
Monthly Fee $5.00 - $8.95, sometimes waived with a minimum monthly direct deposit of $500 - $1,000 or transaction spend of $1,000 per month $2.50, waived with enrollment of online statements
Reload Fee $3.95, but may be free at certain retailers $0
Free at over 100 Bank of Hawaii Easy Deposit ATMs
ATM Withdrawal Cost ATM withdrawals $1.95 - $2.95 per withdrawal + ATM owner fee ($4). $0
Free at all Bank of Hawaii ATMs
Debit Transaction Cost Varies. In general, $1 for signature transaction and $2 for PIN transaction. $0
++Information provided is for illustrative purposes only and is based on information disclosed on various prepaid cards as of July 1, 2019, which are subject to change.
*A minimum opening deposit of $25 is required.

Account Balance Information:

Learn about the different types of balances, Current and Available and how they work.

View our EASE by Bank of Hawaii Welcome Letter with helpful account management tips here:
EASE by Bank of Hawaii Welcome Letter.

View our easy-to-understand information guide for your
EASE by Bank of Hawaii account.

Requirements and Other Restrictions:

  • Minimum opening deposit requirement of $25
  • Accounts opened online are only available to applicants with a physical address in Hawaii 
1. Additional services available. Fees may apply.
2. Mobile Banking Service requires enrollment in e-Bankoh Online Banking. An internet-enabled device is required to access e-Bankoh Mobile Banking or m.boh.com. Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may also apply. Your mobile device must be registered through the Mobile Banking Service enrollment process.
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